Rainy Day Funds

This is a savings vehicle, usually a Tax-Free Savings Account, where you can access funds in the event of an unforeseen expense OR for an annual vacation. Our team is here to make sure you plan for those rainy-day funds to be available to you.

Tax-Free Savings Account

TFSA, or tax-free savings account, is an investment account and – as the name suggests – a tax shelter. A TFSA can hold cash, guaranteed investment certificates, mutual funds, index funds, exchange-traded funds or other investment products.